Fresno Real Estate and expected closing costs 559-960-3493

Don't forget to factor in closing costs when considering a home sale or purchase. Hale Realty is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at 559-960-3493 if your needs include a professional REALTOR^® ready for the business side of real estate.

Anticipated closing costs

There are certain normal fees accompanying closing the sale of a house. These expenses are commonly split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help lead you through the process.

Costs pertaining to your loan to be paid at closing (Click here for more information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (Click here for more information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Click here for more information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the highest sales price, but I'll also push for lower closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you know exactly what you're paying for.

Buyers: If you are buying real estate in Oklahoma County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not startled when you show up at the closing table. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates in question.

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